American Express Business Credit Card
Credit Cards for College Students
Credit Cards for People with No Credit
Citi Bank Credit Card Application
Written by: Bill Matthews
Citi CashReturns MasterCard
The Citi CashReturns MasterCard is one of the Citi Bank credit cards that offers cash back on all purchases made with the account, as well as no annual fees. Five percent is earned on every purchase for the first three months, and then one percent on all purchases or cash advances after that. There is no limit to the amount of cash you can receive back, and there are no expiration dates on purchases made. Checks are automatically mailed out to cardholders every time $50 is accumulated, and the regular APR of this card is 10.24%.
Citi Home Rebate Platinum Select MasterCard
The Citi Home Rebate Platinum Select MasterCard charges no annual fee, offers 0% on balance transfers, and has an introductory APR period of up to 12 months with a regular APR of 11.49%. Consumers are awarded a six percent rebate on utilities, either cable or satellite TV charges, internet connection and telecommunication fees for a period of six months, with a one percent rebate on any other purchase. The interesting benefit of this particular card is that the rebates are applied directly to the cardholder's mortgage principal, and there are no limits on the amount of rebates that one can accumulate in a year.
Citi Upromise Card
The Citi Upromise Card offers one percent college savings on all purchases, regardless of where you shop, and two percent savings on gas purchases at participating stations, as well as 10% at participating grocery and drug stores. With this card, the APR is 0% for balance transfers during the first 12 months, although there is a separate balance transfer fee that's assessed. There is no annual fee with the Citi Upromise Card, and the regular APR is 13.49%.
Citi Platinum Select Card
The Citi Platinum Select Card for College Students offers a 0% introductory APR for the first six months on all cash advances, purchases, and balance transfers. With free account management tools online and a $0 liability on unauthorized purchases, this card is beneficial for those who may be concerned with identity theft and credit card fraud. There is no annual fee with this card, and the regular APR is 13.49%. No minimum income or cosigners are required, and balance transfers are allowed with no extra fees.
CitiBusiness Card
Citi Bank credit cards for businesses also offer plenty of rewards and incentives for companies of all sizes. The CitiBusiness Card has no annual fee, free online account access, and 0% APR for the first 12 months on purchases and balance transfers. After that time, the regular APR is 10.49%, and the card also features unlimited cards for employees with individual credit limits that you can set.
CitiBusiness AAdvantage Card
For businesses that do a lot of traveling, the CitiBusiness AAdvantage Card offers double AAdvantage miles when traveling with American Airlines, and one AAdvantage mile for every other dollar spent at other airlines. After the first $250 in purchases are made, the account is credited with 20,000 American AAdvantage bonus miles, which are also accrued through any employee accounts as well. There is no annual fee for the first year, which is then $75 for consecutive years, and the APR for this card is 17.49%.
